[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zkz-cv.cz\/nakup-auta-s-negativnim-zaznamem-v-registru-dluzniku\/#Article","mainEntityOfPage":"https:\/\/www.zkz-cv.cz\/nakup-auta-s-negativnim-zaznamem-v-registru-dluzniku\/","headline":"N\u00e1kup auta s negativn\u00edm z\u00e1znamem v registru dlu\u017en\u00edk\u016f","name":"N\u00e1kup auta s negativn\u00edm z\u00e1znamem v registru dlu\u017en\u00edk\u016f","description":"Negativn\u00ed z\u00e1znam v registru dlu\u017en\u00edk\u016f jako mo\u017en\u00e1 p\u0159ek\u00e1\u017eka Negativn\u00ed z\u00e1znam v registru dlu\u017en\u00edk\u016f m\u016f\u017ee b\u00fdt v cest\u011b za po\u0159\u00edzen\u00edm auta p\u0159ek\u00e1\u017ekou. Banky v tomto ohledu nejsou p\u0159\u00edli\u0161 vst\u0159\u00edcn\u011b a \u00fav\u011br v takov\u00e9m p\u0159\u00edpad\u011b \u017eadateli ve v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f neposkytnou. Na\u0161t\u011bst\u00ed existuj\u00ed je\u0161t\u011b jin\u00e9 mo\u017enosti financov\u00e1n\u00ed a cesty, jak z\u00edskat vyhl\u00e9dnut\u00e9 auto na spl\u00e1tky bez nahl\u00ed\u017een\u00ed do...","datePublished":"2026-02-06","dateModified":"2026-02-06","author":{"@type":"Person","@id":"https:\/\/www.zkz-cv.cz\/author\/#Person","name":"","url":"https:\/\/www.zkz-cv.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/91b1fc57487c55a66a7777af0dd690bf69c571b4a9b15cda0db8854a78b7888c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/91b1fc57487c55a66a7777af0dd690bf69c571b4a9b15cda0db8854a78b7888c?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zkz-cv.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.zkz-cv.cz\/wp-content\/uploads\/no-longer-here-key-2859976_640.jpg","url":"https:\/\/www.zkz-cv.cz\/wp-content\/uploads\/no-longer-here-key-2859976_640.jpg","height":0,"width":0},"url":"https:\/\/www.zkz-cv.cz\/nakup-auta-s-negativnim-zaznamem-v-registru-dluzniku\/","about":["Byznys"],"wordCount":387,"articleBody":"       Negativn\u00ed z\u00e1znam v registru dlu\u017en\u00edk\u016f jako mo\u017en\u00e1 p\u0159ek\u00e1\u017ekaNegativn\u00ed z\u00e1znam v registru dlu\u017en\u00edk\u016f m\u016f\u017ee b\u00fdt v cest\u011b za po\u0159\u00edzen\u00edm auta p\u0159ek\u00e1\u017ekou. Banky v tomto ohledu nejsou p\u0159\u00edli\u0161 vst\u0159\u00edcn\u011b a \u00fav\u011br v takov\u00e9m p\u0159\u00edpad\u011b \u017eadateli ve v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f neposkytnou. Na\u0161t\u011bst\u00ed existuj\u00ed je\u0161t\u011b jin\u00e9 mo\u017enosti financov\u00e1n\u00ed a cesty, jak z\u00edskat vyhl\u00e9dnut\u00e9 auto na spl\u00e1tky bez nahl\u00ed\u017een\u00ed do registru.Specializovan\u00e9 nebankovn\u00ed spole\u010dnosti jako mo\u017en\u00e9 \u0159e\u0161en\u00ed v p\u0159\u00edpad\u011b z\u00e1znamu v registruByla v\u00e1m \u017e\u00e1dost o \u00fav\u011br v bance zam\u00edtnuta? Mo\u017en\u00fdm \u0159e\u0161en\u00edm pro po\u0159\u00edzen\u00ed auta i p\u0159es negativn\u00ed z\u00e1znam v registru dlu\u017en\u00edk\u016f jsou specializovan\u00e9 nebankovn\u00ed spole\u010dnosti, kter\u00e9 nekontroluj\u00ed bankovn\u00ed registry ani registry dlu\u017en\u00edk\u016f. Pro \u017eadatele v takov\u00e9m p\u0159\u00edpad\u011b plat\u00ed v\u011bkov\u00fd limit minim\u00e1ln\u011b 25 let. V\u00fdjimku lze v ojedin\u011bl\u00fdch p\u0159\u00edpadech ud\u011blit p\u0159i vy\u0161\u0161\u00ed akontaci. N\u00e1kup auta s negativn\u00edm z\u00e1znamem v registru i pro \u017eadatele cizinceBez \u0161ance nejsou ani \u017eadatel\u00e9 cizinci. Ti mus\u00ed p\u0159i \u017e\u00e1dosti dolo\u017eit povolen\u00ed k p\u0159echodn\u00e9mu \u010di trval\u00e9mu pobytu na \u00fazem\u00ed \u010cesk\u00e9 republiky. Povinn\u00e9 je i dolo\u017een\u00ed bydlen\u00ed, a to nap\u0159\u00edklad prost\u0159ednictv\u00edm platn\u00e9 n\u00e1jemn\u00ed smlouvy nebo \u010destn\u00e9ho prohl\u00e1\u0161en\u00ed v p\u0159\u00edpad\u011b spolubydlen\u00ed s jinou osobou. Nezbytn\u00e9 je tak\u00e9 prok\u00e1z\u00e1n\u00ed p\u0159\u00edjm\u016f nebo obrat\u016f na bankovn\u00edm \u00fa\u010dtu. Pokud se jedn\u00e1 o pr\u00e1vnickou osobu, je vy\u017eadov\u00e1no tak\u00e9 dolo\u017een\u00ed da\u0148ov\u00e9ho p\u0159izn\u00e1n\u00ed nebo \u00fadaj\u016f o obratu za posledn\u00ed 3 m\u011bs\u00edce. V p\u0159\u00edpad\u011b, \u017ee je omezena platnost p\u0159echodn\u00e9ho pobytu, je mo\u017en\u00e9 poskytnout financov\u00e1n\u00ed pouze do doby expirace povolen\u00ed k pobytu na \u00fazem\u00ed \u010cesk\u00e9 republiky. \u0158e\u0161en\u00ed v p\u0159\u00edpad\u011b po\u0159\u00edzen\u00ed r\u016fzn\u00fdch druh\u016f vozidelNa druhu vozidla v t\u00e9to situaci v\u016fbec nez\u00e1le\u017e\u00ed. V p\u0159\u00edpad\u011b negativn\u00edho z\u00e1znamu v registru dlu\u017en\u00edk\u016f je mo\u017en\u00e9 t\u00edmto zp\u016fsobem financovat r\u016fzn\u00e9 druhy vozidel, jako jsou nap\u0159\u00edklad osobn\u00ed auta, n\u00e1kladn\u00edho vozidla nebo dokonce i zem\u011bd\u011blsk\u00e9ho stroje (nap\u0159. traktor apod.).                                                                                                                                                                                                                                                                                                                                                                                                   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